ReliaClaim – We recover your funds

We specialize in locating and recovering dormant, misplaced or unknown assets/funds to their rightful owners, who, in most cases, are unaware!

Our philosophy is 100% transparency upfront – we will tell you everything we know about your case to make sure you ARE the right person to initiate a claim and that your time and our time is respected.

If we have contacted you

If we have contacted you via a phone, a letter, an SMS message or an e-mail, it means that we identified money or a property held by a designated custodian/administrator, that belongs to you.

If you received a package from us, sign and date where indicated and mail it back to us. Alternatively, we can e-mail you required forms for your review and E-Signature if you so prefer.

If at ANY TIME during this process you have questions or concerns, we can connect via a video call, a phone call, SMS or any other way.

What exactly is unclaimed property?

Unclaimed or “abandoned” property refers to property or accounts within financial institutions or companies—in which there has been no activity generated (or contact with the owner) regarding the property for one year or a longer period. Unclaimed funds are funds that have not been collected by their owners. They may be related to dormant bank accounts, company pensions, wages, insurance policy refunds, securities accounts, mortgages, court payments, foreclosures, county or city payments, and more. After a certain number of months or years, depending on a state, companies or agencies must turn over unclaimed funds to a designated custodian/administrator.

When does property become "unclaimed"?

After a designated period of time (called the dormancy period) with no activity or contact, the property becomes “unclaimed” and—by law—must be turned over to a designated custodian/administrator.

Types of unclaimed property:

Unclaimed property can be intangible, which is the most common (ex. uncashed paychecks, stocks), or tangible (ex. safe deposit box contents). Some of the common forms of unclaimed property include:

1. Checking or savings accounts
2. Stocks
3. Uncashed dividends or payroll checks
4. Refunds
5. Traveler’s checks
6. Trust distributions
7. Unredeemed money orders or gift certificates (in some states)
8. Certificates of deposit
9. Customer overpayments
10. Utility security deposits
11. Mineral royalty payments

Example: Reclaiming an apartment security deposit

Joe was renting an apartment in Lansing Michigan for several years before getting a job offer in Port Huron, a few hours away. When Joe moved to Port Huron, he updated his address with his bank and credit cards, but forgot to provide a forwarding address to his prior landlord, ABC Rental Company.

After 60 days, ABC Rental Company owed Joe his $500 security deposit back. However, without any forwarding address, they were unable to contact Joe. After the one-year dormancy period expired, the $500 security deposit became unclaimed property, and—by law—was turned over to a designated custodian/administrator.

Reclaim YOUR funds

From the example above, this is where our mission begins. We specialize in the identification, confirmation, and collection of unclaimed assets that are held by various custodians/administrators on customer’s behalf.

We locate assets that are deemed lost, unrecoverable or simply when individuals and businesses are unaware of their existence and availability.

Using state-of-the-art tools and investigative techniques, we confirm the owner's correct, up-to-date information, entitlement, and funds’ availability. Then we start the claim process, and finally, deliver the owed amount to the customer, minus our fee.

ADVANTAGES WORKING WITH US:

We are an investigator company registered with the California State Controller’s office and Michigan State Treasury, which means we are authorized to file claims on claimant’s behalf.
We have a close, working relationship with their offices and we know their exact claim acceptance requirements.
This allows us to avoid denied claims and minimize processing time.

There are no upfront costs or fees to the customers - we only get paid after the funds are refunded to the customer.

While supporting documents requirements vary, they typically include a signed contract between the owner and our company, an investigation agreement, a copy of an ID, and possibly other documents, depending on a custodian/administrator location and jurisdiction.

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